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Description
El Factor Latte: Por Qué No Necesitas Ser Rico Para Vivir Como Rico / The Latte Factor: Why You Don't Have to Be Rich to Live RichY SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automtico) y el increble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos
¿Y SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEÑOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRÁSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MÁS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automático) y el increíble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en él, pero sin importar cuánto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de crédito y los préstamos estudiantiles. Y no puede dejar de preguntarse: "¿Esto es todo lo que hay en la vida?". Zoey no encuentra una salida a su situación hasta que una mañana conversa con Henry, el barista de su cafetería favorita en Brooklyn, quien durante los siguientes días le revela los tres secretos de la libertad financiera. Zoey descubre que hay más de lo que aparenta en su historia y que si sigue el camino simple y comprobado que él describe podrá tener la vida que siempre quiso. Desde los baby boomers que se preocupan por si ahorraron lo suficiente para la jubilación hasta los millennials ahogados en deudas, pasando por la generación Z que quiere tomar decisiones más inteligentes que las generaciones anteriores, El factor latte es un libro que ayudará a todos a lograr la independencia financiera. Apasionante y conmovedor, El factor latte es una historia inspiradora que puedes leer en menos de una hora, pero cuyo impacto durará toda la vida. ENGLISH DESCRIPTION Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone--from millennials to baby boomers--can still make their dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams--all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).Shipping Notes
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4.1 ★★★★★
Based on 2170 reviews
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Product Reviews
★★★★★ 1
P.O.S.
Color: Grey, Color: Grey
Toy is not as advertised. It is NOT for aggressive chewers. It is NOT indestructible. It is NOT for medium to large dogs. I knew the moment I opened it that it would be demolished by my 24 pound Miniature Blue Heeler. And here we are 5 minutes after giving it to him, picking up pieces of cotton off of the floor. This should be marketed as a kids stuffed animal. In no way shape or form is this a chew toy unless you have an aging toothless two pound Chihuahua. It would have taken longer for my dog to chew up the $10 dollar bill I gave for this. 💩
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Reviewed in the United States on April 28, 2026
★★★★★ 5
Great for aggressive chewers
Color: Grey
Tuff toy, my yorkie has been trying to tare squeaker out for about 3 days, he works on the fur part but so far it stands up to his chewing, I have gone thru 3 other toys this week so glad thi one works! It lasted 8 days. They need to make whole toy out of material and put fur on top of the tuff material. Once he found out wetting the fur softens it he pulled the seam apart.
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Reviewed in the United States on February 5, 2026
★★★★★ 1
Does not stand up to aggressive chewers
Color: Grey
Supposed to be for heavy chewers. My dog destroyed this toy literally in less than 15 minutes. Tore the tail which I sewed back together and then she tore off the nose and pulled out stuffing. Don't know how they tested this. She is only 6 months old and it didn't stand up to her play. Do not recommend if you have an aggressive chewer.
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Reviewed in the United States on May 30, 2026
★★★★★ 5
Won't last a day
Color: Blue, Color: Blue
My 50 lb. Pitt bull destroyed this chew toy in 15 minutes.
One week later.
I'm changing my rating from a one to a five. My girl spent up until now ripping it apart and pulling the stuffing and squeaker out. She had so much fun that I bought her another one. When I took it out of the box for her, she was so happy, she immediately tried to tear it apart.
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Reviewed in the United States on May 30, 2026
★★★★★ 2
Lasted 2 minutes
Color: Grey, Color: Grey
Gave it a 2 star bc it was cute and on time.
I have a GSD- a mildly aggressive chewer. This toy literally lasted 2 minutes and there was stuffing coming out so I had to take it away. Wish I would have read the reviews before I purchased.
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Reviewed in the United States on May 3, 2026